Key Takeaways: Documentation beats assumption. Insurance adjusters often start skeptical of riders, so evidence that stands on its own — not just a personal account — is what actually shifts a claim in your favor. Scene evidence has a short shelf life. Photos of vehicle positions, skid marks, debris, and damaged gear are most valuable when captured immediately, before the scene is cleared. Witnesses and camera footage disappear fast. Contact information fades from memory and surveillance recordings are often overwritten within days or weeks, so both should be secured as early as possible. Most fatal motorcycle crashes involve another vehicle.…